Self - Build Credit & Savings
ID: com.selflender.thor
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Version:
Varies with device
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Update on:
2023-03-13
Download APK now
Warranty safe installation, no addition ads or malware 
The description of Self - Build Credit & Savings
You checked your credit report, but feel like your credit score is stuck in a rut. Good news! Your credit score isn’t set in stone
The Self credit app is a way to build credit history while building savings¹. Build credit with Self even with a low credit score (or none)!
Start with the Self Credit Builder Account.
- No credit history needed
- Includes credit score monitoring (VantageScore 3.0)²
- Reports to 3 credit bureaus
- Plans start at $25/month³
- Pay off over 12 or 24 months
- No hard pull
- 256-bit encryption to protect your data
- Your principal is safe in a bank account⁴
- On-time payments are good for your credit report
- Get back the savings¹
Continue with the secured Self Visa® Credit Card⁵ designed for building credit.
- Reports to 3 credit bureaus
- Your Credit Builder Account savings progress secures your Self credit card & sets your limit
- Adds 2nd type of credit to your credit report
- Includes credit usage monitoring & alerts
- Use everywhere Visa is accepted in the US
ACCESS THE SELF VISA CREDIT CARD
Card eligibility requirements include having an open Credit Builder Account in good standing, making 3 payments on time, having $100 or more in savings progress, and not previously having a Self Visa® Credit Card. Requirements are subject to change.
BE A BUILDER
Whether your goal is to get a credit card, a loan to buy a car or house, a good FICO® score can help. According to FICO, building payment history has the biggest impact on your credit score⁶.
TAKE YOUR CREDIT SCORE TO A NEW LEVEL
Self customers who make on-time payments lift their credit scores by 30 points, on average⁷.
Self customers who start with a credit score under 600 and make on-time payments lift their credit scores by 49 points, on average⁸.
WHY PEOPLE LOVE SELF
Over 3 million Credit Builder Accounts originated!
¹ Minus fees & interest. Individual results may vary and are not guaranteed. Improvement in your credit score is dependent on your specific situation & financial behavior. Failure to make monthly minimum payments by the due date each month may result in delinquent reporting to credit bureaus which may negatively impact your credit score. This product will not remove negative credit history from your credit report.
² Credit scores will only be available to customers our 3rd party vendor is able to validate.
³ Sample products are $25 monthly loan payment at a $520 loan amount with a administration fee, 24 month term and 15.92% Annual Percentage Rate; Check the pricing page in the Self mobile app or www.self.inc for current pricing.
⁴ All Credit Builder Accounts are issued by Lead Bank, Member FDIC, Equal Housing Lender, Sunrise Banks, N.A. Member FDIC, Equal Housing Lender or SouthState Bank, N.A. Member FDIC, Equal Housing Lender. Subject to ID Verification. Individual borrowers must be a U.S. Citizen or permanent resident and at least 18 years old. Valid bank account and Social Security Number are required. All loans are subject to ID verification and approval.
⁵ The Self Visa® Credit Card is issued by Lead Bank, Member FDIC, Equal Housing Lender or SouthState Bank, N.A., Member FDIC, Equal Housing Lender.
⁶ See https://www.myfico.com/credit-education/whats-in-your-credit-score. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.
⁷ Average outcome for customers who opened a 12 month Credit Builder account in Q1 2021, made on-time payments, based on VantageScore 3.0. 8 Average outcome for customers who opened a 12 month Credit Builder account in Q1 2021, starting VantageScore 3.0 under 600, who made on-time payments. Other factors, including activity with other creditors, may impact results. On-time payments does not mean full program completion and past performance based on study does not guarantee future results. Credit score increase not guaranteed.
The Self credit app is a way to build credit history while building savings¹. Build credit with Self even with a low credit score (or none)!
Start with the Self Credit Builder Account.
- No credit history needed
- Includes credit score monitoring (VantageScore 3.0)²
- Reports to 3 credit bureaus
- Plans start at $25/month³
- Pay off over 12 or 24 months
- No hard pull
- 256-bit encryption to protect your data
- Your principal is safe in a bank account⁴
- On-time payments are good for your credit report
- Get back the savings¹
Continue with the secured Self Visa® Credit Card⁵ designed for building credit.
- Reports to 3 credit bureaus
- Your Credit Builder Account savings progress secures your Self credit card & sets your limit
- Adds 2nd type of credit to your credit report
- Includes credit usage monitoring & alerts
- Use everywhere Visa is accepted in the US
ACCESS THE SELF VISA CREDIT CARD
Card eligibility requirements include having an open Credit Builder Account in good standing, making 3 payments on time, having $100 or more in savings progress, and not previously having a Self Visa® Credit Card. Requirements are subject to change.
BE A BUILDER
Whether your goal is to get a credit card, a loan to buy a car or house, a good FICO® score can help. According to FICO, building payment history has the biggest impact on your credit score⁶.
TAKE YOUR CREDIT SCORE TO A NEW LEVEL
Self customers who make on-time payments lift their credit scores by 30 points, on average⁷.
Self customers who start with a credit score under 600 and make on-time payments lift their credit scores by 49 points, on average⁸.
WHY PEOPLE LOVE SELF
Over 3 million Credit Builder Accounts originated!
¹ Minus fees & interest. Individual results may vary and are not guaranteed. Improvement in your credit score is dependent on your specific situation & financial behavior. Failure to make monthly minimum payments by the due date each month may result in delinquent reporting to credit bureaus which may negatively impact your credit score. This product will not remove negative credit history from your credit report.
² Credit scores will only be available to customers our 3rd party vendor is able to validate.
³ Sample products are $25 monthly loan payment at a $520 loan amount with a administration fee, 24 month term and 15.92% Annual Percentage Rate; Check the pricing page in the Self mobile app or www.self.inc for current pricing.
⁴ All Credit Builder Accounts are issued by Lead Bank, Member FDIC, Equal Housing Lender, Sunrise Banks, N.A. Member FDIC, Equal Housing Lender or SouthState Bank, N.A. Member FDIC, Equal Housing Lender. Subject to ID Verification. Individual borrowers must be a U.S. Citizen or permanent resident and at least 18 years old. Valid bank account and Social Security Number are required. All loans are subject to ID verification and approval.
⁵ The Self Visa® Credit Card is issued by Lead Bank, Member FDIC, Equal Housing Lender or SouthState Bank, N.A., Member FDIC, Equal Housing Lender.
⁶ See https://www.myfico.com/credit-education/whats-in-your-credit-score. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.
⁷ Average outcome for customers who opened a 12 month Credit Builder account in Q1 2021, made on-time payments, based on VantageScore 3.0. 8 Average outcome for customers who opened a 12 month Credit Builder account in Q1 2021, starting VantageScore 3.0 under 600, who made on-time payments. Other factors, including activity with other creditors, may impact results. On-time payments does not mean full program completion and past performance based on study does not guarantee future results. Credit score increase not guaranteed.
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Get it on:
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Requirements:
Android Varies with device+
Self - Build Credit & Savings Varies with device APK for Android Varies with device+
| Version | Varies with device for Android Varies with device+ |
| Update on | 2023-03-13 |
| Installs | 1.000.000++ |
| File size | 62.263.172 bytes |
| Permissions | view permissions |
| What's new |
Thank you for using Self! This app update includes: - Minor app improvements updates & bug fixes |
FAQs
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Is the Self app legit? Yes, the Self app is a legit app. With the app, you can access your Self Credit Builder Loan account and see your account status at any time. The company also takes security and privacy very seriously.
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What's Possible? Create a Plan to Find Out!
- Experian. The Experian mobile credit monitoring app lets you track your Experian credit report and FICO score, with an automatically updated credit report every 30 days. ...
- Lexington Law. ...
- TransUnion. ...
- ScoreSense Scores To Go. ...
- Self.
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Excellent App and Company. This is great to build credit, for unforeseen expenses, and as a bank buffer. I would recommend this for everyone!!! The process was so fast and easy, and required no faxing of any documents!
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Self helps customers build or improve on their credit score. ... It works in a very different way from other credit builder type programs, in that it doesn't require you to put up any type of security deposit. In a real way, it works by setting up a loan which you effectively pay to yourself.
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Using Self-Lender is a great way to build credit because it helps you build a credit history without jumping through hoops trying to get a credit card, or relying on someone else to make you an authorized user and maintain their good credit history.
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Here's what happens if you do pay your Self loan off early: ... You'll get the money you paid back, minus the interest you already paid on the loan and the nonrefundable administrative fee you paid to open the account. Learn more about your Self Credit Builder Account payout.
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Self Lender customers report credit increases of 30-60 points, with some reporting increases as high as 100 points. Once you complete your payments, you get a mature CD. You can prepay the loan without penalty, but making a loan payment on time is the single best way to improve your credit in a hurry.
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Although opening a savings account won't impact your credit score, sometimes lenders will ask for information on your income and assets, which can include money in savings accounts, in order to make lending decisions. So, it can help to have money saved up if you want to take out a loan in the future.
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Self reports on-time payments to the three major consumer credit bureaus, Equifax, Experian and TransUnion, which makes its credit-builder loan a good way to build credit — as long as you make payments on time and in full. Self says this loan is ideal for anyone with fair to poor credit.
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Most customers that have used Self report a rise in their credit score as soon as three months. The lifetime of the account going anywhere between 12-24 months, dependent on the monthly payments you choose. As a result, this ensures your score will continue to rise with on-time monthly payments.
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Experian The Experian mobile credit monitoring app lets you track your Experian credit report and FICO score, with an automatically updated credit report every 30 days. The app also comes with Experian Boost, which can help you boost your score.
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Although opening a savings account won't impact your credit score, sometimes lenders will ask for information on your income and assets, which can include money in savings accounts, in order to make lending decisions. So, it can help to have money saved up if you want to take out a loan in the future.
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Each on-time monthly payment builds credit history and adds to your savings. Your monthly payments are reported to all three credit bureaus.
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By paying off your account early, you may not be able to establish 12-months or 24-months of payment history with the credit bureaus. Your completed loan would be reported as if you've paid off the account early and any information reported during the life of the loan will remain on your report.
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Versions history:
- 1. LATEST. Self - Build Credit & Savings Varies with device APK (2023-03-13, 59 MB)
- 2. Self - Build Credit & Savings Varies with device APK (2023-03-03, 70 MB)
- 3. Self - Build Credit & Savings Varies with device APK (2023-02-13, 70 MB)
- 4. Self - Build Credit & Savings Varies with device APK (2023-02-02, 70 MB)
- 5. Self - Build Credit & Savings Varies with device APK (2023-01-18, 69 MB)
- 6. Self - Build Credit & Savings Varies with device APK (2022-12-16, 69 MB)
- 7. Self - Build Credit & Savings Varies with device APK (2022-12-02, 67 MB)
- 8. Self - Build Credit & Savings Varies with device APK (2022-11-09, 67 MB)
- 9. Self - Build Credit & Savings Varies with device APK (2022-10-25, 66 MB)
- 10. Self - Build Credit & Savings Varies with device APK (2022-10-16, 66 MB)
- 11. Self - Build Credit & Savings Varies with device APK (2022-09-14, 67 MB)
- 12. Self - Build Credit & Savings Varies with device APK (2022-08-31, 66 MB)
- 13. Self - Build Credit & Savings Varies with device APK (2022-08-19, 66 MB)
- 14. Self - Build Credit & Savings Varies with device APK (2022-07-19, 66 MB)
- 15. Self - Build Credit & Savings Varies with device APK (2022-06-23, 66 MB)
- 16. Self - Build Credit & Savings 3.4.0 APK (2022-05-10, 66 MB)
- 17. Self - Build Credit & Savings 3.2.0 APK (2022-03-22, 62 MB)
- 18. Self - Build Credit & Savings 3.1.0 APK (2022-02-04, 61 MB)
- 19. Self - Build Credit & Savings 3.0.0 APK (2022-02-02, 60 MB)
- 20. Self - Build Credit & Savings 3.0.0 APK (2021-12-15, 60 MB)
- 21. Self - Build Credit While You Save 2.18.0 APK (2021-12-09, 60 MB)
- 22. Self - Build Credit While You Save 2.18.0 APK (2021-11-13, 60 MB)
- 23. Self - Build Credit While You Save 2.17.0 APK (2021-10-27, 55 MB)
- 24. Self - Build Credit While You Save 2.16.0 APK (2021-10-20, 53 MB)
- 25. Self - Build Credit While You Save 2.15.0 APK (2021-09-30, 52 MB)
- 26. Self - Build Credit While You Save 2.15.0 APK (2021-09-02, 52 MB)
- 27. Self - Build Credit While You Save 2.14.0 APK (2021-08-26, 52 MB)
- 28. Self - Build Credit While You Save 2.14.0 APK (2021-08-19, 52 MB)
- 29. Self - Build Credit While You Save 2.13.0 APK (2021-08-08, 52 MB)
- 30. Self - Build Credit While You Save 2.13.0 APK (2021-07-01, 52 MB)
- 31. Self - Build Credit While You Save 2.12.0 APK (2021-06-03, 52 MB)
- 32. Self - Build Credit While You Save 2.10.0 APK (2021-04-24, 49 MB)
- 33. Self - Build Credit While You Save 2.10.0 APK (2021-04-08, 48 MB)
- 34. Self - Build Credit While You Save 2.9.0 APK (2021-04-01, 48 MB)
- 35. Self - Build Credit While You Save 2.9.0 APK (2021-02-16, 48 MB)
- 36. Self - Build Credit While You Save 2.8.0 APK (2021-02-04, 48 MB)
- 37. Self - Build Credit While You Save 2.8.0 APK (2020-12-14, 48 MB)
- 38. Self - Build Credit While You Save 2.7.0 APK (2020-11-10, 48 MB)
- 39. Self - Build Credit While You Save 2.6.0 APK (2020-10-16, 48 MB)
- 40. Self - Build Credit While You Save 2.6.0 APK (2020-09-11, 48 MB)
- 41. Self - Build Credit While You Save 2.5.0 APK (2020-09-04, 48 MB)
- 42. Self - Build Credit While You Save 2.5.0 APK (2020-07-23, 48 MB)
- 43. Self - Build Credit While You Save 2.4.0 APK (2020-07-17, 48 MB)
- 44. Self - Build Credit While You Save 2.4.0 APK (2020-05-18, 47 MB)
- 45. Self - Build Credit While You Save Varies with device APK (2020-05-11, 46 MB)
- 46. Self - Build Credit While You Save 2.3.0 APK (2020-04-01, 46 MB)
- 47. Self - Build Credit While You Save Varies with device APK (2020-03-26, 46 MB)
- 48. Self - Build Credit While You Save 2.2.0 APK (2020-03-04, 46 MB)
- 49. Self - Build Credit While You Save Varies with device APK (2020-02-27, 46 MB)
- 50. Self - Build Credit While You Save 2.1.0 APK (2020-02-21, 46 MB)
- 51. Self - Build Credit While You Save 2.0.0 APK (2020-02-12, 46 MB)
- 52. Self - Build Credit While You Save 1.9.0 APK (2019-12-11, 51 MB)
- 53. Self - Build Credit While You Save 1.8.0 APK (2019-12-07, 50 MB)
- 54. Self - Build Credit While You Save 1.7.0 APK (2019-08-26, 50 MB)
- 55. Self Lender - Build Credit While You Save 1.7.0 APK (2019-05-21, 50 MB)
- 56. Self Lender - Build Credit While You Save 1.6.0 APK (2019-05-11, 50 MB)
- 57. Self Lender - Build Credit While You Save 1.6.0 APK (2019-03-21, 17 MB)
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