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4.3/5 - 3.816 votes

ID: mn.pocket

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The description of Pocket

Pocket application is an AI and fintech based product of “Invescore Wallet NBFI” LLC and it offers online loan and payment service. “Invescore Wallet NBFI” LLC is established in May of 2019 and received the non-banking financial service license under the Decree No 327 of Financial Regulatory Commission of Mongolia on 25th of November, 2019.

Pocket application provides following services under Mongolian laws and regulations:
• Online loan
• Online payment and shopping
• QR based payment system
• Interbank transaction

Registering on the app:
• Verification of phone number
• National Identification Number
• First and last name

Privacy Policy
We strictly adheres with the local regulations and laws of Mongolia. In addition, we keep the confidentiality of private information at high secured place. We are compliant with the Anti-Money Laundering Commission as well as National Data Privacy Commission. We are compliant with the PCI-DSS international payment system standards.

How to get loan?
Once the customer download the application from App Store and register by using valid information, his/her credit scoring is evaluated based on our AI system and Centralized Loan Database of the Bank of Mongolia. This prevents the customers from receiving multiple loans, which may result in the failure of repayment. Once the customer’s credit scoring is completed and the Loan Agreement is signed by the parties, the customer will be able to receive loan anytime to his/her bank account or Pocket wallet without any additional criteria.

Loan amount: MNT 20,000 – MNT10,000,000
Monthly rate: 3%
APR: 36%
Credit line period: Minimum repayment period is 3 months while the maximum repayment period is 60 months.

How to repay the loan?
The customer can repay the loan anytime without extra fee or interest rate. Our system informs the customers regarding the repayment due date via SMS message, email, notification on the Pocket App and a phone call from our customer service. The customers can repay the loan directly from Pocket application, local banks applications as well as from local bank branches and ATMs. When the customers make repayments on time, they are able to increase loan amount, reduce fees and collect bonus points.

What is a bonus point?
Customers are able to collect bonus points through the following multiple ways and use it for maximize their loan amount and reduce the fee:
1. Repay the loan on time +6
2. Making payments +1
3. Read daily news +1
4. Play games (+5 up to)
5. Invite friends +200
6. Watch explainer videos +50
7. Others

Example for a 90-day loan with principal amount 100,000MNT
Loan amount : 100,000 MNT
Loan repayment: 3 months (To extend appears 5 days before due date)
Monthly interest rate: 3%
Monthly equal repayment: 35,333 MNT
Total interest : 5,999 MNT
Total Amount Payable: 105,999 MNT

You will never be bored with Pocket.

Contact us:
Customer service: +976-19001188
E-mail: [email protected]
Facebook: @pocketmn
Address: 15th floor, Twin Tower-1, Seoul street 10/1, Sukhbaatar district, Ulaanbaatar, Mongolia
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  • Category

  • Get it on:

    Go Google Play mn.pocket
  • Requirements:

    Android 5.0+

Pocket 2.1.0 APK for Android 5.0+

Version 2.1.0 for Android 5.0+
Update on 2022-06-16
Installs 500.000++
File size 37.333.992 bytes
Permissions view permissions
What's new - ДАН холболт хийгдэв.
- Бүртгүүлдэг болов.
- Утасны дугаараа сольдог болов.
- Нэмэлт сайжруулалт хийв.

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