My Money

My Money is an instant loan app for quick business loans for micro & small businesses & personal loans in India. Now small business owners can manage their loans, banking & finances with just one app.

Why take MyMoney unsecured business loan app ?
➤ Easy loan process
➤ Minimal documentation
➤ Flexible loan tenure
➤ Fast loan disbursement
➤ Easy loan repayment process

How to Apply for a MSME Business Loan?
- Apply for a MSME business loans in 3 simple steps
- Fill in basic personal and business details
- Verify your PAN and bank statements
- Accept loan offer and e-sign the mandate to receive money in your bank account

Add Eligibility criteria & List of Documents to Expedite Your Loan Application with Ease:
● Must be Indian citizen
● Must have credit score more than 650
● Having 8 months of bank account statement

What do we offer for MSME’s?

MyMoney allows MSMEs:
● To have a zero balance current account (coming soon)
● To get instant business loans
● To send bills/invoices to their customers/vendors
● To make the process of payment collection easier
● To make the process of sending money faster
● To make accounting for businesses simple

MyMoney, the best loan app in India for both personal loans and business loans! Whether you're looking for small loans for business or personal loans online, MyMoney is your one-stop solution.

Our loan app provides a seamless online loan application process for instant business loans and personal loans, with low-interest rates and flexible tenure options. Plus, there's no need to worry about collateral, as our loans are unsecured, which means you don't have to put any assets at risk.

With MyMoney, you can apply for business loans, including MSME loans, and personal loans with just a few taps on your smartphone. Our eligibility criteria are simple, and we offer paperless processing, making it easier than ever to get the cash you need.

We understand that time is of the essence when it comes to loans, which is why we ensure quick disbursement of funds after approval. With our easy payment options, you can pay back your loan in a hassle-free manner.

Easy Personal loans & Business loans:

Personal Loan Features
✅ Get personal loans up to INR 5,00,000
✅ 100% online loan process
✅ Disbursal within 24-48 hours
✅ Minimum APR (Annual Percentage Rate) is 18% and the Maximum APR is 28%.
✅ Minimum Tenure is 3 months and Maximum Tenure is 12 months
✅ Low Processing Fee

*The annual interest rates and processing fee will vary as per customer's profile of and the selected tenure.

▶️ Personal Loan Example
● Loan Amount: ₹20,000
● Tenure: 180 days (6 months)
● Interest Charged: ₹ 1,423 (24% per annum)
● Processing Fee: ₹472 (2% of Loan Amount - ₹400 + GST @18% - ₹72)
● Amount Disbursed: ₹19,528
● EMI Amount: ₹ 3,571

Loan amount is ₹ 20,000. Disbursed amount is ₹ 19,528. Total loan repayment amount is ₹ 21,423.

Business Loan Features
☑️ Get Loan for business up to ₹ 10,00,000.
☑️ 100% online loan application process
☑️ Disbursal within 5-7 working days
☑️ Minimum APR is 11.25% and the Maximum APR is 30%
☑️ Tenure ranges from 12 to 60 months
☑️ Get a higher business loan on successful repayment
☑️ We provide loans to businesses who submit accurate bank statements or GST details

▶️ Business Loan Example
✔️ Loan Amount: ₹3,00,000
✔️ Tenure: 12 Months
✔️ Interest Charged: ₹ 18,594 (11.25% per annum)
✔️ Processing Fee: ₹7080 (2% of Loan Amount - ₹6,000 + GST @18% - ₹1080)
✔️ Amount Disbursed: ₹2,92,920
✔️ EMI Amount: ₹ 26,549

If you avail a loan of ₹ 3,00,000 for a tenure of 12 months at 11.25% p.a. interest rate, the loan EMI will be ₹ 26,549 and the total interest paid would be ₹ 18,594. Total loan repayment amount is ₹ 3,18,594

This app is the best loan app for small businesses to manage everything for their business finance.

For details visit https://www.mymoneyapp.co/ or email us at [email protected]