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The description of Instant loan for college students – mPokket

College student? Out of money? Need a personal loan fast?
mPokket is an app that provides Instant Loan for students
Student Loans range from ₹ 500 to ₹ 10,000
Tenure: 3 months
Annual interest rate: 42% to 60% depending on product availed
Example: If loan amount is ₹1,000 and interest is 42% with tenure of 90 days
Interest = ₹1,000 x 42% x 25% = ₹105
mPokket provides instant personal loans to college students in India. The loan amount is sent to you via instant credit to your bank account or Paytm wallet. You can start by borrowing INR 500 and your borrowing limit will keep increasing over time with good usage. You can choose to repay in 61 to 90 days.


1. For instant student loan: You must be a college student over 18 years of age
2. For instant salary loan: You must be a recent graduate from college and have received a job offer or started working

Unlike other studen loan providers we do not restrict our services to a limited set of cities or colleges. You can be studying in or have graduated from any college in India.

mPokket's purpose and the app's core functionality is to offer you an instant loan in your time of need, which is virtually impossible to obtain otherwise in India as a college student. We are able to accomplish this by using our proprietary algorithms to create a credit risk profile based on your financial SMS data (sent by banks and merchants) and calling patterns (based on your call logs). This allows us to make a loan offer best suited for your needs. The private information you share with us is stored using the best security protocols.

Documents required

For Student Loan:
1. ID Proof (College ID card)
2. Address Proof (Voter ID Card/Driving License/Passport)

For Salary Loan (we also require):
1. Offer letter or salary slip
2. Bank statement

That’s it! Isn’t it easy? Simply upload photos from your mobile and take a quick personal loan.

How it works

1. Download the mPokket App
2. Upload KYC information, selfie video, Address Proof and Student ID card
3. Wait for a few hours for your information to be verified by us. Get SMS alert when verified
4. Select the loan amount and for how long you want to borrow and where (Bank or Paytm)
5. Get an instant money in your Bank or Paytm
6. Repay anytime before due date at your convenience using Debit Card, Paytm wallet or UPI
7. Provide some extra information if you wish to apply for higher credit limit
8. Provide your job related information if you are working or have a job offer and want an even higher borrow limit

The entire process is 100% online and really quick!!


1. College expense
2. Tuition fee
3. Exam fee
4. Hostel fee
5. Mobile recharge
6. Buy books
7. Travel – Bus, Taxi, Train, Flight
8. Eat out
9. Bike loan or 2 wheeler loan
10. Utility bill
11. Salary advance

Or literally anything else you want to use the money for :)


For more answers visit

For help email us at [email protected]

Permission Required by app:

To prevent fraud by uniquely identifying the device & restricting unauthorized devices to act on user's behalf

To collect contact info to detect references & auto-fill forms during the loan application

To read SMS to understand purchasing behavior for assessing credit limit

Location to provide serviceability of loan application.Camera & Storage to allow capture images & upload documents
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  • Requirements:

    Android 5.0+

Instant loan for college students – mPokket 3.2.3 APK for Android 5.0+

Version 3.2.3 for Android 5.0+
Update on 2020-05-24
Installs 5.000.000++
File size 14.748.327 bytes
Permissions view permissions
What's new • Minor bug fixes and improvements
• Enabled SMS permissions to understand users' purchase behavior and assess their credit limit better