How to Get Credit Report

The credit report is a critical element of financial life because it determines whether or not you could get credit, how positive or negative the conditions are, as well as what it costs to finance. Discover how to obtain a free credit report as well as how this is a smart option.

Every other 12 months, individuals are eligible for a free credit report in each of the 3 main consumer credit reporting businesses such as Equifax, Experian, and TransUnion. AnnualCreditReport.com can provide you with a copy of your credit report if you want it.