GooKredit - Fast & Easy

GooKredit is a fast, secure, reliable and free Android mobile finance app, available in Nigeria. We make getting loans and paying bills fast and easy. You can also earn bonus cash when you invite your friends.

An example of a GooKredit loan

Borrow NGN100,000 over 3 months
Interest (total cost of the loan): NGN15,000 (NGN100,000 * 15% = NGN15,000 interest)
Representative APR: 60%

Total amount to repay will be NGN115,000
Three monthly repayments of NGN 23,333


Why choose GooKredit?

We are more than a loan app.
GooKredit is the answer to business & personal loans as well as quick and easy access pay bills.
We are working hard to provide you with the best services to make your life better. Very soon you will look to GooKredit for your electricity bill payments, current account, savings and much more!

• How to sign up on GooKredit app

- Download the GooKredit app
- Sign up with your email
- Create your secure PIN/PASSWORD

• How to apply for a loan

- Click ‘Apply’ on the home page
- Answer a few simple questions
- Receive a loan offer
- Select amount and period
- Accept loan offer
- Enter bank details to receive your money

Loan method:

Loan amount from ₦1,500 to ₦500,000
Repayment periods from 61 days to 1 year
APR from 30% to 260% per year
Monthly interest rates range from 2.5% to 30%

We are giving up to 1% daily discounts to reward our clients for early re-payments and charge up to 1.5% daily late fees for late payments.

There are no additional fees for processing your loan or any hidden costs associated.