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ID: com.creditkarma.mobile

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The description of Credit Karma


Check your free credit scores – Learn what affects your credit scores and how you can take control.

Credit Karma Money™ Spend – A checking experience* with Early Payday.

Credit Karma Money™ Save – No fees with this interest-bearing savings account.

Karma Confidence – See personalized offers and know your chances of approval for a personal loan or credit card before you apply.

Credit card choices – Browse great credit card offers based on your unique credit profile. And thanks to Karma Confidence technology, our members get approved 66% more often.**

Auto savings and more – Tune up your auto loan, see about saving on insurance, see open recalls and find vehicle records.

Karma Drive – Track your safe driving score to see if you can unlock lower car insurance rates.***

Home sweet home – Calculate how much home you can afford, see personalized home loan offers and get a mortgage pre-qualification letter.

Personal loan shopping – Whether you want to refinance credit card debt or borrow for an emergency, you can compare personal loan offers on Credit Karma (members who compare offers on Credit Karma save an average of 32% on interest rates!).****

Explore the Relief Roadmap – Connect to government stimulus programs, unemployment benefits, debt relief opportunities, loan options and more.

Free ID monitoring – Check your free reports to spot potential identity theft and get tips for keeping your personal information safer.

Free credit monitoring – Get credit alerts when we see important changes happen to your Equifax or TransUnion credit reports.

Join more than 120 million members and get all these features, and more, for free. Download the Credit Karma app and create your own karma today.

DISCLOSURES
Banking services provided by MVB Bank, Inc., Member FDIC.
*Third-party fees may apply.

**Based on a comparison of Credit Karma member approval rates in 2021 vs national approval rates for general purpose credit cards from 2020 according to the Consumer Financial Protection Bureau’s 2021 Consumer Credit Card Market Report (36%)

***Karma Drive is not available in all states. Sign in the app for availability.

****Based on aggregate member personal loan origination data from July 2020 to December 2020. Estimated average interest rates for members who found personal loans through Credit Karma were compared with estimated average interest rates for members who found personal loans elsewhere. Those members who found personal loans through Credit Karma had estimated interest rates that were 32% lower on average than those who found personal loans outside Credit Karma.

Mortgage products and services offered through Credit Karma Mortgage, Inc. NMLS ID# 1588622 | Read licenses at https://www.creditkarma.com/about/mortgage-licenses.
Loan services offered through Credit Karma Offers, Inc., NMLS ID# 1628077 | Read licenses at https://www.creditkarma.com/about/loan-licenses | California loans arranged pursuant to a California Financing Law license.

Insurance services offered through Credit Karma Insurance Services, LLC (dba Karma Insurance Services, LLC; CA resident license #0172748).
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  • Category

    Finance
  • Get it on:

    Go Google Play com.creditkarma.mobile
  • Requirements:

    Android Varies with device+

Credit Karma Varies with device APK for Android Varies with device+

Version Varies with device for Android Varies with device+
Update on 2023-03-22
Installs 10.000.000++
File size 24.181.889 bytes
Permissions view permissions
What's new Thanks for using Credit Karma!

Our app is regularly updated to make it easier for you to track your financial progress. This version includes a number of performance improvements and squashes a few small pesky bugs.

FAQs

  • Is It Safe to Use Credit Karma? Yes. Credit Karma uses 128-bit encryption, which is considered nearly impossible to crack, to protect its data transmission. It also vows not to sell your information to third parties.
  • The Credit Karma app is free to download for iOS and Android, and it's more than just a way to check your free credit scores on the go.
  • Having a Credit Karma account will not directly lower your credit scores. We request your credit report information on your behalf from TransUnion and Equifax. This is known as a soft inquiry, which won't impact your scores.
  • Credit Karma and your actual score reported from TransUnion and Equifax will be very close, the number of points off won't be much. Experian is the one credit Agency that does not report to Credit Karma and this is where your score's largest inaccuracy will come from as it relates to your actual score or FICO score.
  • Ultimately, Credit Karma is safe. I've been using the service for over five years. And while they may use personal information to serve ads, they're not sharing it with third parties (to my knowledge). And, at the end of the day, Credit Karma provides really useful insights into your credit health.
  • Checking your free credit scores on Credit Karma doesn't hurt your credit. These credit score checks are known as soft inquiries, which don't affect your credit at all. Hard inquiries (also known as “hard pulls”) generally happen when a lender checks your credit while reviewing your application for a financial product.
  • 5 Best Credit Score Monitoring Apps of 2022
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    • Mint. Mint. ...
    • CreditWise by Capital One. CreditWise. ...
    • myFICO. myFICO.
  • A: Credit Karma is a legitimate company; however, for a variety of reasons, its scores may vary greatly from the number your lender will share with you when it checks your credit. We have answers to all your questions about Credit Karma.
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