Carefull: Protect Older Adults

Carefull helps you organize and protect a loved one's finances. It's a second set of eyes specifically for older adult money matters, protecting 24/7.

Includes:
● Credit report and identity theft protection backed by $1M of identity theft insurance.
● Bank account and credit card monitoring for Senior fraud, scams, mistakes and misuse.
● Analyzes spending and bills, monitors credit reports and can even freeze credit if needed.
● Get alerts about issues that may be problems, then communicate, resolve them and get tips on how to plan the path forward.

FEATURES
● Credit monitoring and identity theft protection with $1M of identity theft insurance.
Continuous monitoring of identity, privacy and credit. Carefull tracks changes to credit reports that could be dangerous - like new accounts and detects leaks an illegal selling of your personal, financial and credit information on the web.

● Financial monitoring and alerts.
Carefull analyzes your loved one’s spending, bills, account balances and due dates. If something looks unusual, you’ll get an alert via text and email.

● See their entire financial picture.
Connect your loved one’s accounts, and we’ll show you the full picture within seconds. See what money is coming in and going out, which bills are coming up and how much is left in the bank.

● Keep others in the loop.
If you’re coordinating with siblings or professionals, you can add them to your “Circle” of support. Collaborate in our app and resolve issues together.

● Get guidance & advice.
The Carefull Community that includes financial caregiving experts to receive suggestions about topics like how to protect your loved one from fraud, how to help them save money and how to ensure that you’re prepared for whatever happens as they age.

HOW IT WORKS

● Securely connect your loved one’s financial accounts to enable smart monitoring and start receiving alerts to your phone and email inbox.

● Carefull analyzes each transaction and money movement, and alerts you to things that look fishy or like potential fraud. That could mean: stores with large amounts of spending, unusual cash payments or transfers, or transactions involving new people or places that look different or suspicious.

● See your loved one’s bill schedule all in one place — what has recently been paid and what’s coming up. If it looks like anything is running late or has accidentally been paid twice, we’ll let you know.

● You have the option to invite your loved one or other family members into the app if they ordinarily participate in conversations about financial matters. Then, when an issue arises, you can share and collaborate within the app, and your “Circle” is there to help resolve it.

SECURITY

Security is top of mind, especially for caregivers. Carefull connects to financial accounts using bank-level security. Our systems are never able to see or store your credentials (usernames and passwords), and we maintain read-only access to analyze transactions and send alerts. We protect your data as if it were our own and use it only to provide our services. We will never sell it. Here’s how we protect financial information:

● Carefull will never have access to any of your loved one’s financial account login or password information. That information is all managed through our partnership with Plaid — a company that enables us to connect to your financial accounts. Plaid is used by most banks and personal finance management applications in the US—including Venmo, Chime and Betterment—to allow you to connect accounts from other financial institutions.

● Encryption: Carefull uses bank-level 256-bit encryption to store and transmit your data over the internet.

Learn more at https://www.getcarefull.com

FAQ: https://www.getcarefull.com/faq