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4/5 - 34.156 votes

ID: com.meetalbert

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The description of Albert: Banking on you


WE’RE BANKING ON YOU

At Albert, we want you to win. So we built a better banking, saving, investing, and budgeting solution — with a Genius team of money experts to guide you. And an Albert debit card that gives you cash back. Set up direct deposit and your paycheck becomes available up to 2 days earlier. Then save, manage, and invest it in the app.

Albert is not a bank. See disclosures below for details.

EVERYONE NEEDS A GENIUS IN THEIR LIFE

Our Genius team of real human experts are here to answer everything, from the toughest to the simplest to the most embarrassing questions. That means budgeting, credit cards, student loans — even buying a home. More than 10 million people trust us.

GET UP TO $250

Albert can spot you up to $250 from your next paycheck. No late fees, no interest, no credit check. No mandatory repayment timeframe. Repay us when you get paid or when you can afford it. Download the app to see what you qualify for. Details below:
• No interest: no interest charged ever.
• Repayment period: no mandatory minimum or maximum repayment timeframe. Repay us when you get paid or when you can afford it.
• Total processing fees: for up to $250 advance, total processing fees are either (i) $0 per advance when you advance to your Albert debit card with direct deposit; or (ii) $0 per advance via ACH; or (iii) $3.99 per advance to your Albert debit card without direct deposit; or (iv).99 per advance to a non-Albert debit card. Tips are optional and aren’t used to determine any advance limits.

SAVE SMARTER

Albert tracks your income and spending to find dollars you can save, automatically. Plus get cash bonuses just for saving. If you need the money you’ve set aside, withdraw it any time.

GUIDED INVESTING

Invest your money with Genius. Buy stocks and themed ETFs like companies supporting a sustainable world. Plus, let Genius create your custom portfolio built for your financial goals. Start with just $1.

SECURITY

• Albert uses cutting-edge security technology to protect your sensitive information.
• Albert Cash and Albert Savings accounts are FDIC-insured. Should the member bank holding your balance fail, you'll be insured for up to $250,000 of your money in the account.
• Albert Securities is a Member of SIPC, which protects securities customers of its members up to $500,000 (including $250,000 for claims for cash). Explanatory brochure available upon request or at www.sipc.org.

DISCLOSURES

Albert is not a bank. Banking services provided by Sutton Bank, Member FDIC. Albert Savings accounts are held for your benefit at FDIC-insured banks, including Coastal Community Bank and Wells Fargo, N.A. The Albert Mastercard® debit card is issued by Sutton Bank, Member FDIC, pursuant to a license by Mastercard. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Cash withdrawal fees apply to ATM withdrawals.

Bonus and cash back programs subject to terms. Early access to direct deposit funds may vary depending on the payer’s deposit timing. See app for details.

Securities products and services offered to self-directed investors through Albert Securities LLC, Member FINRA/SIPC. View important disclosures at albrt.co/disclosures

Advisory services offered through Albert Investments, LLC. Investments are risky: you could lose money, and past performance is no guarantee of future returns. For more information, see our Form ADV Part II and our Terms of Use at albert.com.
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  • Category

    Finance
  • Get it on:

    Go Google Play com.meetalbert
  • Requirements:

    Android Varies with device+

Albert: Banking on you Varies with device APK for Android Varies with device+

Version Varies with device for Android Varies with device+
Update on 2023-03-23
Installs 5.000.000++
File size 61.369.762 bytes
Permissions view permissions
What's new We’ve refreshed the look of our app and updated the Genius tab to make it even easier to get advice from our team of finance experts. Plus, we’ve pushed a handful of fresh tweaks to enhance your experience. Enjoy!

FAQs

  • It monitors your budget to look for potential savings, and to let you know when you're in danger of going over your spending limits. Albert has a rating of 4.6 out of five stars among more than 54,000 iOS users on The App Store, and four out of five stars among well over 11,000 Android users on Google Play.
  • It doesn't offer interest, but it does make transfers easy: The biggest downside I found is that, because Albert is not a bank, it can't issue interest. It does offer users monthly “bonuses,” though. If you're a regular app user, you get 25 cents on every $100 in your savings account.
  • How do I withdraw money from Savings?
    • From the home screen, tap the Savings card.
    • Select the goal you'd like withdraw funds from. ...
    • Tap Withdraw funds under the Utilities section.
    • Choose the amount you wish to withdraw from your Savings account and hit Continue.
  • While $4/month is the minimum amount at which we can reasonably operate the service, most customers decide to pay more. We're betting that if our team of financial geniuses brings you value, you'll support us. Remember that the core Albert functionality is always free!
  • Our Genius team of real human experts are here to answer everything, from the toughest to the simplest to the most embarrassing questions. That means budgeting, credit cards, student loans — even buying a home. More than 10 million people trust us. Albert can spot you up to $250 from your next paycheck.
  • The money is safe: Any money in Albert savings is held in FDIC-insured banks, which offers peace of mind. The company doesn't specify which banks it uses but each customer is insured up to $250,000.
  • Albert cons Albert is a financial app offering automatic savings tools, cash accounts, cash-back rewards, auto-investing, and much more (see our complete review of Albert Cash and Savings).
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